BNPL is on rapid growth among youth and young consumers in Southeast Asia including Malaysia and Indonesia. The idea of some providers to serve the underbanked or underserved is somewhat misleading. Although economically this segment is quite large, their ability to repay is quite concerning.

Supporting local businesses is a no brainer strategy to stir the economy. By buying local, the welfares of traders and producers will improve or able to sustain particularly in trying times like now. Money stays as much as double in the communities when you buy local. Just, simply #belilokal.